fix(copy): replace legally risky terms with safer alternatives#6
Merged
NimbleEngineer21 merged 3 commits intomainfrom Mar 5, 2026
Merged
fix(copy): replace legally risky terms with safer alternatives#6NimbleEngineer21 merged 3 commits intomainfrom
NimbleEngineer21 merged 3 commits intomainfrom
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Replace "financial planning" with "personal finance calculator" across
SEO meta tags, sidebar, and setup wizard to avoid implying professional
financial planning services. Soften directive language ("Buy down the
rate", "CAN YOU AFFORD IT?", "Ready now", "You need X more") into
neutral, informational phrasing that reduces legal risk of being
construed as financial advice. Rename Readiness page from "Financial
Readiness" to "Purchase Readiness" and strengthen footer disclaimer.
Also clean up minor code quality issues in ConformingStatus (optional
chaining, nested ternary, replaceAll, Number.parseFloat).
Revert .replaceAll() to .replace() to prevent runtime crash on older
mobile browsers (ES2021 API not available on Android WebView targets
this project already polyfills for). Remove remaining legally risky
language from comments/JSDoc ("can afford", "Financial readiness",
"suggest", "Consider increasing"). Rename identifiers to match neutral
tone: suggestConformingDown → calcConformingDown, canAfford → isCovered,
onApplySuggestion → onApplyConformingDown, suggestion → conformingOption.
Normalize parseFloat/parseInt to Number.parseFloat/Number.parseInt in
touched files.
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Summary
replaceAll,Number.parseFloat)Motivation
Several terms used in user-facing copy could be misconstrued as implying the app provides professional financial advice, which carries legal risk under the Investment Advisers Act of 1940, SEC Reg BI, and state-level regulations. This PR neutralizes that language while preserving the app's functionality and clarity.
Test plan
npm test)npm run lint)<title>and OG/Twitter meta tags render correctly (view source or social card validator)